Monday, October 29, 2012

Sound And Easy Steps To Effective Home Improvements ...

Before painting your walls, experiment with samples. Most paint companies offer 2 oz samples that are capable of covering a small area of the wall. Live with the color for a few days, making sure that you view it in both natural and artificial light. This will give you a good idea of whether you want to take the plunge and paint the entire room in this shade.

Remember to always keep safety foremost in your mind as you complete home improvement projects. There is a level of risk in any project that you work on, so make sure to read the instructions on power tools and ask for help from store associates if you need it. There are also a good number of online tutorials that can assist you with your project.

When remodeling your kitchen, budget appropriately for your new appliances. It may be tempting to spend less on items like a refrigerator or dishwasher, but if they?re noisy, the bargain isn?t so attractive. This is an especially important consideration in open-floor plan settings, where kitchen noise can drift into other living areas.

One of the easiest ways to be more green and resourceful in your home, is to look for appliances and items that are energy star certified or energy efficient. This way you will be doing your part to conserve energy, lower your overall costs, and make the planet more efficient over time.

Try keeping your home insulated. Insulating your walls is a relatively low cost home improvement that will help you save money in the long run, along with protecting the environment. Keeping your house insulated not only keeps it warm in winter, but it also keeps it cool in the summer.

If you are a smoker, purchase an ozone spray and paint your walls before putting your house on the market. Also move all smoking to the outside of your home. Smoke odors can quickly turn off a potential buyer. Some people are very sensitive to them and they can be difficult to get rid of too, making your house hard to sell.

Remember, tape is usually a temporary fix! Taping something can be handy to do in a pinch, but tape will degrade and or tear over time. Don?t let an old project come back to haunt you! Do the project right when you have some time. The only time that tape is a solution to a problem is during electrical work, when you can use electric tape to insulate the wiring from water (and even then heat-shrink strips are a better choice).

If you find the idea of a prefabricated dog house too much to bear, consider purchasing a kit from any of the dozens of creative online businesses who sell unique and attractive building plans for pet homes. These custom pet homes are designed to complement your landscaping without appearing out of place in your outdoor living area.

Are you considering a home improvement project? Are you trying to decide whether to do the job yourself or hire it out? One thing to take in consideration is the time value of your efforts. What is the dollar value of the time that you would have put into this project, worth to you? Compare this dollar value to what it would cost to hire the work out.

Instead of purchasing white towels for your bathroom, choose darker colors or patterns. White is a color that picks up everything and needs constant bleaching. You can choose to have your fingertip towels and washcloths to be one color and your actual bath towels to be a different color altogether. It saves a lot of trouble when washing and makes your bathroom appear a lot cleaner and put together.

Replacing a kitchen or bathroom floor is especially easy if you use adhesive-backed vinyl tiles. Easier to handle than rolled vinyl flooring and less messy than regular vinyl tiles that require a sticky adhesive compound, this is a quick way to update your floor. It may take you longer to take the old flooring up than to put the new tiles down.

When committing to a home improvement project, be sure to do a lot of research in regards to property values. There are actually many things that you can do to your home that are cheap and can greatly increase your property value. With that being true, the opposite is as well, so do your research so that you can prevent spending money and ultimately, end up lowering your property value.

Upgrade your kitchen to improve home value quickly. Kitchen improvements can be as simple as refreshing paint or wallpaper or as complex as installing new cabinetry, appliances or flooring. You can do most kitchen improvements yourself or contract with a professional for more difficult items. Investing in your kitchen makes your home more enjoyable for yourself and your family, and it also increases the home value should you ever decide to sell your house.

If you have the available financial resources, why wait another day to get started on your next home improvement or landscaping project? Regardless of the scope and scale of the new project, the useful information found in this article will most certainly make the process far more simple and stress-free.

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Related posts:

  1. Making Home Improvements? Use These Basic Steps.
  2. Use The Following Steps To Find The Perfect Contractor To Help You With Your Home Repairs
  3. Learn How To Make Easy Home Improvements
  4. Improvements That Increase Safety In Your Home
  5. Outlines For Easy Solutions In Tips For Home Improvements

Source: http://www.28seo.com/sound-and-easy-steps-to-effective-home-improvements.html

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Source: http://lavubsyd.posterous.com/sound-and-easy-steps-to-effective-home-improv

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Friday, October 26, 2012

Apple CEO Tim Cook Defends iPad Mini?s ?Aggressive Pricing?

hero_black_2xOn the Apple Q4 conference call, both CFO Peter Oppenheimer and CEO Tim Cook took a moment to defend the iPad's pricing in response to a question about what they think about comments it's too high. Not surprisingly, both defended the pricing decision and talked quality. Cook argued that they didn't want to create a device that gets users to buy, but then doesn't get used.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/493UKvxWlgw/

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Taylor Swift Splits with Conor Kennedy!

Source: http://www.thehollywoodgossip.com/2012/10/taylor-swift-splits-with-connor-kennedy/

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Obama?s Military Ignorance, the Cartoon Version (Powerlineblog)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/258048341?client_source=feed&format=rss

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Thursday, October 25, 2012

Dad's Weekend Golf Tournament

Dad's Weekend Golf Tournament

Registration M-F 10:00am-6:00pm deadline:10/30 at 5:30pm Recreation Services

Tuesday, October 23, 2012 10:00 AM - 6:00 PM


The Registration Deadline is Tuesday 10/30, 5:30pm at Recreation Services here in Dixon. Tournament is on Firday 11/2 from 1:00pm-5:00pm Trysting Tree Golf Course.


Recreation Services

Students/Members $65.00 per team of two

Sports & Special Program Office

1 541 737 4083

sports at oregonstate.edu

Recreational Sports

This is a repeating event starting on: 09/26/2012 10:00 AM
  • Recurring every week, on Mondays, Tuesdays, Wednesdays, Thursdays and Fridays, (with weeks starting on Monday), ending on 10/30/2012
Recent Occurrences: This event appears on the following calendars:

Source: http://calendar.oregonstate.edu/20121023/event/72588/

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Tuesday, October 23, 2012

Amazon?s eBook Policing Problems Could Get Worse: Here?s How To Protect Yourself

Death-StarNow that Amazon has unblocked a Norwegian reader's Kindle account after, without reason or warning, locking down her Kindle, I think we're at a point when we need to start taking back our digital property. We literally have about a decade before printed books are gone - and I'm giving us a good long time to destroy what Gutenberg hath wrought - and soon digital content will be the norm. That's why it's scary to think that, with an arbitrary keystroke, publishers will be able to delete our digital libraries in a second.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/GM5hrp5yAYI/

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New York Pole Dance Tax Decision - Business Insider

It barely took a month for three New York Supreme Court judges to decide nude dancing is actually an art form and not just a sleazy way to spend a Saturday night.

Too bad they were in the minority.

Last month, Nite Moves in Albany argued its entertainment was an art form and shouldn't be subjected to state taxes.

But the court took no time at all to strike down Nite Moves' clever legal maneuver in a 4-3 ruling.

In order to qualify as tax-exempt, Nite Moves needed to prove it had to charge admission fees for its performances, which it likened to choreographed dances.?

But, in the majority opinion, the court found Nite Moves failed to prove the dances were choreographed works of art. The court also rejected the club's argument that its "private room" fees were the same as admission charges.

But this is the real money quote from the majority, via Above The Law:

"If ice shows presenting pairs ice dancing performances, with intricately choreographed dance moves precisely arranged to musical compositions, were not viewed by the Legislature as ?dance? entitled a tax exemption, surely it was not irrational for the Tax Tribunal to conclude that a club presenting performances by women gyrating on a pole to music, however artistic or athletic their practiced moves are, was also not a qualifying performance entitled to exempt status. To do so would allow the exemption to swallow the general tax?."

But some of the judges fought back, saying there was no difference between "highbrow dance and lowbrow dance."

DON'T MISS: Brooklyn Family Man Busted For Allegedly Running A Wall Street Brothel >

Source: http://www.businessinsider.com/new-york-pole-dance-tax-decision-2012-10

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Monday, October 22, 2012

No longer a blank slate: Obama, 4 years later

Nearly four years after Barack Obama was elected to the most powerful office in the most powerful country in the world, the question remains: Who is he?

He seemed to come out of nowhere. He had served seven years in the Illinois Senate, and less than four years in the U.S. Senate ? a meager political resume, augmented by a stirring speech at the 2004 Democratic National Convention.

His was an exotic story, at least by the standards of the 42 white men who preceded him in office. Son of a black African and white Kansan, born in Hawaii, raised there and in Indonesia, he was something new, and America seemed ready for him. He won almost 9.5 million votes more than John McCain.

And yet, "there was the feeling that we knew less than we needed to know" about our new president, says Janny Scott, author of "A Singular Woman," a biography of Stanley Ann Dunham, Obama's mother. "He didn't fit a comfortable template."

Four years have passed. We have watched Obama as commander in chief, waging wars in Iraq and Afghanistan ? and we have seen him accept the Nobel Peace Prize. We have seen him grapple with a dismal economy and a relentless opposition. We have been spectators to a grueling fight over health care from which he emerged victorious ? if only just barely. All of this in the glare of a fierce and unyielding media spotlight.

By now, we should have a fix on the man who is asking for a second term.

But still we ask: Who is Barack Obama?

___

On the last night of April in 2011, Obama put on his black tie for the annual White House Correspondents' Association dinner at the Washington Hilton. Obama was in good form that night; he congratulated Donald Trump, then considering a run for the Republican nomination, on his recent decision to fire actor Gary Busey on "Celebrity Apprentice."

"These are the kinds of decisions that would keep me up at night," Obama said, to peals of laughter. "Well-handled, sir. Well-handled."

What his audience didn't realize ? what few people knew at that moment ? was that Obama had, just hours before, given the go-ahead for the mission that would claim the life of America's Public Enemy No. 1, Osama bin Laden. It was a huge gamble, perhaps the biggest of Obama's presidency.

"If that failed, it really would have been a political disaster," says historian Robert Dallek, who has written books on presidents from Franklin Roosevelt to Ronald Reagan. "It would have been reminiscent of Jimmy Carter and the helicopter going down in the Iranian desert" in an ill-starred effort to rescue American hostages from Tehran.

If Obama was nervous, he kept it hidden. In fact, he played nine holes of golf the next morning, before returning to the White House to monitor the unfolding mission during what he later described as "the longest 40 minutes of my life."

It was retired Air Force Chief of Staff Tony McPeak, an Obama supporter, who first called him "No-Drama Obama" during the 2008 campaign. The nickname stuck, perhaps because sang-froid is central to Obama's personality.

"That measured approach to everything characterizes a lot of what he has done," says David M. Kennedy, Pulitzer Prize-winning historian. "It's kind of remarkable how he has stayed in character, as if he were the calm, cool grown-up in the room."

This has not always worked in his favor; at his first debate with Mitt Romney, he appeared detached, almost professorial, and he took a beating in the polls. Repeatedly, he has frustrated supporters who say he does not express righteous anger when he should.

Kennedy recalls that in 1936, when FDR was running for his second term, he declared the start of the second New Deal ? and pronounced himself ready to take on the many, moneyed powers aligned against him: "They are unanimous in their hate for me ? and I welcome their hatred."

Obama, Kennedy says, is "temperamentally incapable" of taking that kind of stand. "It's just not in his bloodstream."

___

Not that everyone believes the Obama story.

This summer, if you drove along Interstate 78, near Fredericksburg, and you saw a billboard in the gentle, rolling hills of the Pennsylvania Dutch Country. It bore just five words: "Where's the real birth certificate?" ''Real" was in red, the rest in black.

The name "Barack Obama" was nowhere to be found, but there was no mistaking the message. More than a year after the White House released copies of the birth certificate on file in Hawaii, a conservative website still questioned whether the president is an American.

The "birthers" are easy to marginalize; a Gallup poll in 2011 found that only 13 percent of Americans believed Obama was probably or definitely born in another country. But how to account for a recent Pew Research Center poll that found that only 49 percent knew Obama is a Christian? Perhaps it's just that his name sounds unusual to many American ears.

The fact is, as certified by the state of Hawaii, Barack Hussein Obama Jr. was born on Aug. 4, 1961, in Honolulu. His birth certificate lists his mother's race as "Caucasian" and his father as "African." In June of the next year, his father ? a brilliant economist from Kenya ? would leave his young family to study at Harvard. He would never return.

His wandering mother took him to Java, the main island of Indonesia. His education there taught him not to show his emotions, author Scott says, and the story of his life with (and without) Ann Dunham explains a lot about her son.

Barack Obama would tell the story in his own memoir, "Dreams from My Father," and it would be retold ? with additions and amendments ? by others, including Scott, New Yorker editor David Remnick and Washington Post writer David Maraniss. The outlines basically remain the same:

?How he spent his youth alternately in the care of his grandparents in Hawaii and his mother, who moved to Indonesia and a short-lived marriage to a geologist there. In Indonesia he would eat dog and snake; in Hawaii he would sample marijuana, and sample it some more.

?How he went on to Occidental College, Columbia University and Harvard Law, and along the way struggled to come to terms with his identity as a black man of mixed heritage in a white society. Genevieve Cook, a girlfriend of Obama's from New York, told Maraniss how "he felt like an impostor. Because he was so white. There was hardly a black bone in his body." And that she would later realize that, "in his own quest to resolve his ambivalence about black and white, it became very, very clear to me that he needed to go black."

?How he ended up in Chicago as a community organizer, working on the South Side. In doing so, he would credit his mother and her work in Indonesia as his inspiration.

Much has been made of the omissions and inaccuracies found by Obama's biographers in his memoir. For example, Obama did not identify Cook, and would acknowledge later that he conflated her with another girlfriend. Some of Obama's opponents saw these discrepancies as evidence of slickness, or even con-artistry.

In her research, Scott found that Ann Dunham did not lack health insurance when she was dying of cancer, as her son would claim in pressing for his health care overhaul. Instead, she lacked disability insurance that would have paid other expenses.

"I don't see these things as an indictable offense," Scott says, chalking it up to a "failure of memory."

___

It is instructive that Obama, now 51, brought his own personal narrative ? his most powerful weapon ? to the health care fight. It is the signal achievement of his first term, but it came at great cost: time and energy and political capital in the midst of a raging recession.

"The president is an intellectually ambitious man who is temperamentally cautious," says Sean Wilentz, a professor of history at Princeton.

For health care, he was all in.

"I don't think a system is working when small businesses are gouged and 15,000 Americans are losing coverage every single day; when premiums have doubled and out-of-pocket costs have exploded and they're poised to do so again," Obama told a gathering of Republican lawmakers in 2010. "I mean, to be fair, the status quo is working for the insurance industry, but it's not working for the American people. It's not working for our federal budget. It needs to change."

The Republicans did not agree, and though his party had control of the House for the first two years of his presidency, Obama had to compromise again and again to ensure that he could hold on to every Democratic vote in the Senate, because he needed every vote.

In 2008, Obama offered the promise of a post-partisan age. That glimmering vision died in the debate over health care.

All along the way, Obama encountered lock-step opposition from Republicans. The most dramatic example, perhaps, was the 2011 confrontation over raising the debt ceiling, in which the country came perilously close to defaulting on its obligations. Obama thought he had reached a "grand bargain" with House Speaker John Boehner, R-Ohio, to cut spending and raise revenues, but then Boehner walked away. The Republicans insist they never neared an agreement.

Some opponents have charged that Obama was advancing socialism. His government did take over much of the auto industry for a time, seeing General Motors and Chrysler through bankruptcy. He did press for stronger regulation of the financial industry in the wake of the crisis that launched the Great Recession, and like most Democratic administrations his government is generally more bullish on regulation than are Republicans.

But daunted by the challenge of winning congressional approval, he sought a smaller stimulus than many thought necessary. His efforts to protect homeowners threatened with foreclosure have come up short. Surprisingly few bankers ? and no high-level executives of major banks ? are in jail on charges related to the financial crisis.

___

So he's not a socialist. In some ways, it's easiest to define Obama by what he's not.

He is clearly not a pacifist, though he was elected on a pledge to end the Iraq War, and he did.

But he also sent men to kill bin Laden. He helped engineer the international campaign that ended the life and regime of Libya's Moammar Gadhafi. He decimated the leadership of al-Qaida, cutting them down from above with a drove of drones.

And he escalated the war in Afghanistan, threading the needle between generals who wanted an even larger force and his own vice president, Joe Biden, who wanted to pull troops out. In his book, "Obama's Wars," Bob Woodward describes a president who is deeply involved in planning, one who recoiled when military leaders tried to convince him that his only real option was to send 40,000 troops with an open-ended commitment.

"I'm not going to make a commitment that leaves my successor with more troops than I inherited in Afghanistan," Obama said.

In the end, he decided to send 30,000 more troops immediately, and to begin to withdraw them in July 2011.

He would later tell Woodward that he was too young to be burdened with "the baggage that arose out of the dispute of the Vietnam War" ? he didn't feel any adversarial relationship with the military, or "a hawk/dove kind of thing."

Nor was he worried about defeat. "I think about it not so much in the classic, do you lose a war on my watch? Or win a war on a president's watch? I think about it more in terms of, do you successfully prosecute a strategy that results in the country being stronger rather than weaker at the end of it?"

This is a man, remember, who won the Nobel Peace Prize in 2009, before he had even served a year in office. When he was informed of the award, he seemed abashed, describing himself as "surprised" and "deeply humbled."

When he accepted the prize, though, he gave an acceptance speech like no other. First, he noted the irony of accepting a peace prize even as he was commander in chief of a military waging two wars. Then, he went on to explain that, while he revered Mohandas Gandhi and Martin Luther King Jr., he could not follow their example in every way.

"I face the world as it is, and cannot stand idle in the face of threats to the American people. For make no mistake: Evil does exist in the world. A non-violent movement could not have halted Hitler's armies. Negotiations cannot convince al-Qaida's leaders to lay down their arms. ...

"And yet this truth must coexist with another ? that no matter how justified, war promises human tragedy. The soldier's courage and sacrifice is full of glory, expressing devotion to country, to cause, to comrades in arms. But war itself is never glorious, and we must never trumpet it as such."

___

The Oslo speech was widely praised. It was an exception in that way; in his first term, Barack Obama rarely delivered the kinds of extraordinary speeches that sent him to the White House in the first place. Instead, he offered well-written, logical addresses that were rarely memorable. The irony: Elected as a master communicator, he is sometimes criticized for failing to use his skills to enlist the public in his causes, like health care reform.

"Most people thought he would let his rhetoric do the work for him," says Douglas Brinkley, a historian whose books include biographies of Gerald Ford and Jimmy Carter.

But "he hasn't told his story well enough," Brinkley says. Obama himself has said as much: "The mistake of my first term ? couple of years ? was thinking that this job was just about getting the policy right," he told CBS' Charlie Rose in July. "But the nature of this office is also to tell a story to the American people."

Many thought that in electing Obama, Americans had chosen a president who would be bold and steadfast in pressing his agenda. Instead, he has drawn criticism from both the right and the left for being too coy, too willing to step back and let others lead.

"Instead of drawing clear lines and putting forward detailed proposals," conservative columnist Ross Douthat wrote in The New York Times after the debt ceiling fiasco, "the president has played Mr. Compromise ? ceding ground to Republicans here, sermonizing about Tea Party intransigence and Washington gridlock there, and fleshing out his preferred approach reluctantly, if at all."

All agree that he does work hard, and is truly engaged by his work. CBS Radio's Mark Knoller keeps track of presidents' comings and goings. This past May, he said Obama had spent all or part of 54 days at the Camp David presidential retreat in Maryland. At the same point in his first term, George W. Bush had been there for all or part of 256 days.

This is not to say that Obama is averse to regular-guy moments of fun, like a quick trip to a burger joint with the vice president. He remains an ardent basketball fan. He startled an audience at a fundraiser at Harlem's Apollo Theater by breaking into a few bars of Al Green's "Let's Stay Together."

But the informal Obama is not necessarily convincing. When white police Sgt. James Crowley arrested black Harvard professor Henry Louis Gates as he tried to get into his own home and charged him with disorderly conduct, Obama said Crowley had "acted stupidly." (He later would say the phrase was ill-chosen.) To settle the issue, Obama held a "beer summit," inviting Gates and Crowley to come to the White House for a few brewskies. The event was lampooned: "This could be trouble, because the last time Obama got a few beers in him, he bought General Motors," said comedian Conan O'Brien.

Mostly, he remains a dignified and graceful figure ? graying, like many of his predecessors, under the weight of office. He is, at heart, a dad, and Brinkley thinks that is one of the reasons his popularity ratings remain high.

"His strongest suit may be in the end that he is such a tremendous husband, a tremendous father," says Brinkley. "Even his mother-in-law lives in the White House."

There's also first lady Michelle Obama; and 11-year-old Sasha and 14-year-old Malia; and there is Bo, the Portuguese water dog the girls were promised as a reward for leaving Chicago to move to the executive mansion.

Obama's fatherly impulses have surfaced at many of the most painful moments of the past four years. When he visited the victims of the shootings in Aurora, Colo., and their survivors, he said he was doing so as a "father and as a husband." And after the killing of a black teenager, Trayvon Martin, by neighborhood watch volunteer George Zimmerman in Sanford, Fla., Obama spoke not only of his feelings as a parent, but as a man who understood firsthand the possible consequences of skin color:

"If I had a son, he'd look like Trayvon."

No other president could have said those words.

Source: http://news.yahoo.com/no-longer-blank-slate-obama-4-years-later-142741869.html

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Living Life As It Unfolds: This One's All Mine

I had the opportunity to use this product all by myself, and I love it! ?I know it probably sounds strange that I love learning about taxes, but since I do our personal taxes every year I was eager for this review so that I'd know without a doubt that I was doing them right and would hopefully get some tips to save even more money in the future.

The course has two enrollment options. ?Both options include a 20-lesson course that comes with a manual which has practice problems and examinations, a grading service, practical case studies, student guidance, reference books, a book on how to build and operate a successful tax practice, a graduation certificate, and postgraduate services. ?The first option includes four years of postgraduate support for $795 for payment in full upon registration. ?There are two additional payment plans under this option that allow for installment payments. ?The total amount paid will be more than if paid all at once. ?With the installment plans, only a certain amount of lessons can be completed before the next payment is made.

The second option includes two years of postgraduate support for $495 paid in full upon registration. ?The other payment plan under this option allows for payment in three installments; six lessons can be completed before each succeeding installment is paid. ?Those currently serving in the military may be eligible for reimbursement up to 75% tuition under DANTES.

The initial product the user receives?(the binder shown above)?comes with 17 lessons. ?Each lesson requires approximately eight hours of study. ?Once these lessons are completed and the tests are sent in, the last 3 lessons, the tax practice book, a guide to the current year's tax law, final exam, and application for certificate of graduation, are mailed to the student. ?I received these things early so that I might include them in my review. ?I felt like I was opening a Christmas present. ?I can't wait until I'm ready to use these additional items and put into practice all of the things I've learned.

National Tax Training School allows you to complete the course in as little as eight weeks, but you can take as much as a year. ?It is all at your own pace. ?You can file for 6-month extensions for $50, if you need more time. ?

I have enjoyed the course so far. ?I just finished lesson six, and I have learned a great deal already. ?The one thing that really excites me is the idea of one day being able to have a small business of my own preparing taxes for other people. ?I don't know if that is what God has in store for me, but this course is giving me the knowledge and the opportunity that I've never had before. ?I feel good every time I sit down to take a test, knowing that I'm one step closer to accomplishing this goal in my life. ?Once I've successfully completed the program, I'll be able to take the IRS Registered Tax Preparer Exam. ?I'll have to let you know in a future blog how that turns out.

The lessons include many examples to clarify the text. ?Real life types of examples are given to explain concepts. ?This is extremely helpful to me. ?Sometimes I read through the idea being taught and don't completely understand it. ?When I read the example, the light bulb goes on in my head. ?Each lesson has practice problems at the end for review before you take the test. ?I got most of the answers right for each of the reviews for the first five lessons, but when I got to lesson six the concepts were a bit tougher for me to grasp. ?I didn't get enough right answers for my liking. ?I wished I had had more problems to practice.

Each test that is taken is to be sent in using the envelopes they provide for each test (you need to supply the stamp), and the teachers with National Tax Training School grade your test and mail it back to you within the week. ?The school was on a break when I sent my first tests in, so it took a couple of weeks to get them back; but I have since received feedback on each test I have sent. ?An answer key is sent back with each test to explain the answers and to tell you where to find the answers in the text.

This course is very professional, easy to understand, and the instructors are available to answer any questions you may have. ?They want to be sure you enjoy the course and are getting everything out of it that you can. ?The correspondence I've had with one of the teachers has been very helpful and friendly. ?

National Tax Training School has been training tax professionals since 1952, and they are recognized by the CFP, nationally accredited by the DETC, an approved CE provider, and an accredited business through the BBB as seen below.

PhotobucketPhotobucket Please visit the Homeschool Crew?if you are interested in reading what others on the Crew have said about National Tax Training School's Federal Income Tax Course.

If you have questions for National Tax Training School, their contact information is:

67 Ramapo Valley Road, Suite 102

Mahwah, NJ ?07430

(800)914-8138

info@nattax.com

DISCLAIMER: ?I received this product free of charge in order to provide an unbiased, honest review.


Source: http://theunfoldinglife.blogspot.com/2012/10/this-ones-all-mine.html

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Staten Island's small businesses need track record to obtain a loan ...

STATEN ISLAND, N.Y. - If you're thinking about starting a small business, want to expand your existing company or are in need of funding to keep your commercial operation afloat in these tough economic times, you're likely seeking a loan.

However, with banks tightening the reins on lending for businesses without a pristine credit standing and good cash flow, a loan can be hard to obtain.

"Since the 'severe recession,' small businesses have faced some difficulties," said Dean L. Balsamini, director of the Staten Island Small Business Development Center (SBDC), which offers free one-on-one consultations with start-up and existing businesses, seminars, management roundtable discussions and other educational opportunities.

"There's been a reduced borrowing capacity in many cases because banks have been much more selective in the loan process."

Bank lenders admit that it can be difficult to obtain a small business loan.

"It's challenging (to get a small business loan) today," said Ken Doherty, executive vice president of Northfield Bank.

"We have a situation where you have flat revenue, where sales aren't increasing because many (small business owners) have leases that date back to 2007 and 2008 when rents were extremely high. Today, they (small business owners) need capital more than they need debt."

Northfield Bank uses three elements of criteria to determine if a small business qualifies for a loan.

"To obtain a loan we want a credit score of 680, three years experience in business and adequate cash flow to service the debt," Doherty said.

In many cases, small businesses aren't getting loans because they lack adequate cash flow. "Taxes seem to be a major problem because they are a drain on business owners' cash flow. Then you add all other operating expenses," Doherty said.

While small business people are often faced with obstacles when applying for a loan, this goal isn't unattainable.

"I think small businesses can get loans today," Balsamini said, "but it's somewhat difficult unless you have a track record. If you ask for a loan and the lending institution asks you to put up 20 or 30 percent collateral, and you can do that, plus provide funding over the first three to six months, then you've established credibility. It's a matter of having your oar in the water with the bank."

Another option is working with an alternative lender. For example, Michael J. Genovese, senior underwriter for Universal Merchant Funding, says his company specializes in funding for small- to medium-size businesses.

"We provide term loans for these business people. We can provide loans to people with credit scores of 550. We can even help some people with credit scores of about 500," he said.

"We'll walk into a company that has been in business for more than six months and give it an unsecured term loan. You don't have to put up any type of collateral. The loan is based on cash flow -- how much money is coming in and out of the business."

He said the average loans his company gives to small businesses are between $40,000 and $50,000 and are used for inventory, expansion, renovations and taxes. ?

MAXIMIZING LOAN POTENTIAL ?

Balsamini suggests that business owners do the following to maximize their chances of qualifying for a loan:

*Have a solid updated business plan. "Lenders look at the whole package," he said, noting the SBDC helps small businesses develop their business plan.

"Know your market. Know your competition. When you demonstrate that you have a handle on your products and services, this is a great way to establish credibility with a lender."

*Know your business and personal credit rating. "Everyone is entitled to free reports from each of the three credit unions -- Equifax (equifax.com), TransUnion (transunion.com) and Experian (experian.com)," he said.

"If your credit rating is poor, you should know that, but you also want to know why it's poor. In many cases, there could be erroneous information, where you've closed out credit cards, and you can get that remedied."

He noted that personal credit weighs in a lender's equation for granting a loan. "It's very important to have your credit rating in good shape. You want to be in the 700+ range," he said.

However, if you have poor credit and limited cash flow in your business, and have been denied a loan, there are ways to cut business costs to keep your company afloat.

"You need to internalize, look at your business and see where you can cut costs," said Balsamini. "Do an analysis of your business. Ask yourself 'do I have enough people doing the right jobs? Do I have credibility in the community? Have I retained my customers in this tough period? How can I lower my cost base? The first step is establishing cost containment." ?

Source: http://www.silive.com/news/index.ssf/2012/10/staten_islands_small_businesse_1.html

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Sunday, October 21, 2012

Daytrading, Stock Trading, Investing and Forex Trading ? Stock ...

It's not important to be a pro stock researcher but a good understanding of how fundamental inspection works is a critical obligation to become a successful investor. If you would like to bring a pro approach to selecting stocks that you going to trade, you can barely succeed if you manage to do it with a pin. Fundamental analysing is the basis of price investing and it's tricky to see how it's possible for you to succeed unless you are betting. The finance researchers regularly use difficult research methodologies but the ideas are reasonably easy and it's the aim of this tract to enable a new arrival to share trading to end with a understanding of the fundamentals. As the more well capable you are on the language then you may get more successful. * Although the penny market is lower cost compared with other stocks you can still make a respectable profit that will make a contribution for you and also your family so far as revenue to help in paying for your debts or building toward your retirement. The nice thing about the stockmarket trading software is the indisputable fact that they're programmed to recognise the trends and warn you of which stocks are probably going to be good to make an investment in.

They also are comparatively cheap and easy to utilize.

Focus upon learning investment techniques which will permit you to reach your fiscal goals. If you're think about making an investment in a stock trader software then it'd be to your benefit to learn all you are able to about the numerous type and the good points and bad points of every one before purchasing one. If you're greedy and unduly formidable at the beginning, you may possibly be disappointed in your results. Stay informed and recent on the newest market stories. Amateur stock market trading may be an enjoyable experience for you, if you do not forget to learn all that you can about the stockmarket before you invest. if you can contrast between the penny shares which may remain static from those which are prepared to go on lucrative jumps , thus using an automatic stock trading technique you can most likely make a good deal of cash in a brief period time without doing the analytic work yourself.

I checked back in the following day and revealed that that investment had jumped to $.38 a share in the past day. For instance, the 1st automated stockmarket dealing system pick which was aimed at penny stocks and shares especially which I invested in was priced at $.18 a share. Picking the ?gainers? and avoiding the ?losers? is the name of the game. At about that point I continue to test in on that stock constantly as it continued to continuously climb. Warren Buffett knows this idea well, and that made him the second-richest man in the world today. Now would not that give you the benefit easily? What if androids can do all of that for you? These are what automated stock market dealing robotic systems do best. What if you had a method to tell which stocks are intending to make a slaughtering in the market? Spot the ?gainers? earlier without counting on brokers or crafty insider data.

Source: http://traders101.com/2012/10/20/stock-investing-the-top-five-questions-2/

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Pope to name 7 new saints, seeks to revive faith

VATICAN CITY (AP) ? Pope Benedict XVI is adding seven more saints onto the roster of Catholic role models as he tries to rekindle the faith in places where it's lagging. Two of them are Americans: Kateri Tekakwitha, the first Native American saint from the U.S. and Mother Marianne Cope, a 19th century Franciscan nun who cared for lepers in Hawaii.

A third is a rather unlikely saint, Pedro Calungsod, a Filipino teenager who helped Jesuit priests convert natives in Guam in the 17th century but was killed by spear-wielding villagers opposed to the missionaries' efforts to baptize their children.

The ceremony Sunday in St. Peter's Square has drawn pilgrims from around the world to Rome and coincides with a Vatican meeting of the world's bishops on trying to revive Christianity in places where it's fallen by the wayside. Several of the new saints were missionaries, making clear the pope hopes their example will be relevant today as the Catholic Church tries to hold onto its faithful in the face of competition from evangelical churches in Africa and Latin America, increasing secularization in the West and disenchantment with the church over the clerical sex abuse scandal in Europe and beyond.

Benedict will canonize the seven just before the start of Sunday's Mass, reciting the ritual formula in Latin in which he declares each one a saint and "decreeing that they are to be venerated as such by the whole church." For several days now, tapestries with each of their images have hung from St. Peter's Basilica.

The two Americans actually hail from roughly the same place ? what is today upstate New York ? although they lived two centuries apart.

Known as the "Lily of the Mohawks," Kateri was born in 1656 to a pagan Iroquois father and an Algonquin Christian mother. Her parents and only brother died when she was 4 during a smallpox epidemic that left her badly scarred and with impaired eyesight. She went to live with her uncle, a Mohawk, and was baptized Catholic by Jesuit missionaries. But she was ostracized and persecuted by other natives for her faith, and she died in what is now Canada when she was 24.

Cope is revered among many Catholics in Hawaii, where she arrived from New York in 1883 to care for lepers on Kalaupapa, an isolated peninsula on Molokai Island where Hawaii governments forcibly exiled leprosy patients for decades. At the time, there was widespread fear of the disfiguring disease, which can cause skin lesions, mangled fingers and toes and lead to blindness.

Cope, however, led a band of Franciscan nuns to the peninsula to care for the patients, just as Saint Damien, a Belgian priest, did in 1873. He died of the disease 16 years later and was canonized in 2009.

Two-hundred fifty pilgrims from Hawaii traveled to Rome for Mother Marianne's canonization, including nine Kalaupapa patients.

Another pilgrim was Sharon Smith, of Syracuse, New York, whose 2005 cure from complications from pancreatitis, an inflammation of the pancreas, was declared medically inexplicable by the Vatican ? the "miracle" needed for Mother Marianne to be named a saint. In an interview last week, Smith recounted how she had fainted one day in her home, an allergic reaction to medication she was taking for a kidney transplant, and awoke in the hospital to find that doctors weren't giving her much time to live.

Her disease was eating away at her insides, causing her stomach to detach from her intestines. Doctors said they couldn't repair it. At a certain point, a nun pinned a bag of ashes and dirt from Mother Marianne's grave on her and prayed.

"I had never heard of her, but we continued to pray," Smith said. "And I just, I started getting better."

"I believe in miracles, but I don't know whether it was all the prayers, or the pinning of the relic, but I know that something worked and I'm here for some reason," Smith said.

The Vatican's complicated saint-making procedure requires that the Vatican certify a "miracle" was performed through the intercession of the candidate ? a medically inexplicable cure that can be directly linked to the prayers offered by the faithful. One miracle is needed for beatification, a second for canonization.

The other new saints are: Jacques Berthieu, a 19th century French Jesuit who was killed by rebels in Madagascar, where he had worked as a missionary; Giovanni Battista Piamarta, an Italian who founded a religious order in 1900 and established a Catholic printing and publishing house in his native Brescia; Carmen Salles Y Barangueras, a Spanish nun who founded a religious order to educate children in 1892; and Anna Schaeffer, a 19th century German lay woman who became a model for the sick and suffering after she fell into a boiler and badly burned her legs. The wounds never healed, causing her constant pain.

___

Follow Nicole Winfield at www.twitter.com/nwinfield

Source: http://news.yahoo.com/pope-name-7-saints-seeks-revive-faith-051750839.html

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Kevlar Vest Assault gear ? Social Networking Community - Powered ...

Most Vie in the Reference and Education:Survival and Emergency Category (60 first aid kits days)

Most Published in the Reference and Education:Survival taser reg x26 trade series exoskeleton holster lt hand serie and kevlar vest Emergency Category (60 days)

Building and having a root cellar is a very good idea for anyone serious about survival. Not only is tactical vests an underground cellar bug out bag a great place to store food and supplies that you may be stockpiling, but if things do "go South", an underground cellar is a good place zee products first assault gear aid kits to stay (at least temporarily) until things calm down a bit and you can better access the situation "out there". Building and having a root cellar is a very good idea for anyone serious about bulletproof vest survival. As long as you take your time and construct a sturdy frame inside your root cellar, and dig it deep enough (the roof should be at least 2 feet underground), and you have proper ventilation, stun gun schematics self defense weapons schematic a good root cellar self defense products can last you many, many years.

For more information on how to construct a root cellar, and how it can be beneficial to you and your survival,.

For hundreds, maybe even thousands of years, people have used root cellars as cool, dry places to store food. Or you could just dig a hole in the earth and stash some stuff in it I would recommend the former. It will act as a safe place to store survival gear and tazer food. Not only is an underground cellar a great place to store food and supplies that you may be stockpiling, but if things do "go South", an underground pepper spray sports authority sport emergency preparedness cellar is a good place to stay (at least temporarily) until things calm down a bit. For some people it is, but for me, growing my own fruits and vegetables armor vest and saving my own seed is the key to survival.

We need to know how to survive pepper spray paintballs paintball gun on our own.

Obviously, the human race has managed to survive and flourish, so blackhawk tactical I think it's a good idea to look at what our forefathers did to survive harsh times. I don't think that really counts as a hobby. / My number one focus legacy police gear is growing my own food. The only person you can count on is yourself, if you molle gear ask me.

Root cellars were the original basements.

Most Recent from the Reference and Education:Survival and Emergency Category. By using the natural landscape available to us, we can basically build an underground storage facility, tactical holster which can, once completed, blend right back into the landscape and be very hard to detect. Depending on how much time and energy you have, you can build a very large undergound cellar, with rooms, shelving, stun gun good ventilation, etc. And as previously stated, it can be used as a place to live during the initial stages of any kind of crisis just make sure you have warm clothes and blankets, as an underground root cellar can get really cold. The government is trying to "help" us all with GMOs and welfare, but it's all a crock.

The way I figure it, if it ain't broke, don't fix it.

Source: http://www.sdmommies.com/blog/9216/kevlar-vest-assault-gear/

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Saturday, October 20, 2012

Daily vibration may combat prediabetes in youth

ScienceDaily (Oct. 19, 2012) ? Daily sessions of whole-body vibration may combat prediabetes in adolescents, dramatically reducing inflammation, average blood glucose levels and symptoms such as frequent urination, researchers report.

In mice that mimic over-eating adolescents headed toward diabetes, 20 minutes of daily vibration for eight weeks restored a healthy balance of key pro- and anti-inflammatory mediators and was better than prescription drugs at reducing levels of hemoglobin A1c, the most accurate indicator of average blood glucose levels, said Dr. Jack C. Yu, Chief of the Section of Plastic and Reconstructive Surgery at the Medical College of Georgia at Georgia Health Sciences University.

In normal mice, just four days of vibration also dramatically improved the ability to manage a huge glucose surge similar to that following a high-calorie, high-fat meal. "It's a very good sign," said Yu. "If you eat a pound of sugar, your blood glucose will go up. If you are prediabetic, it will go up even more and take longer to come down."

Interestingly, vibration did not produce similar changes in older, normal mice, Yu told researchers at the Third World Congress of Plastic Surgeons of Chinese Descent.

"This is our model: the average American teenager who eats too much," said Yu, who regularly operates on obese and often prediabetic adolescent males who want their abnormally large breasts reduced. "The only way to burn fat is to exercise. We shake the bone for you rather than the body's muscle shaking it. This is a highly efficient way to fool the bone into thinking we are exercising."

It's also one way to deal with the reality that many individuals simply will not exercise regularly, he said.

Yu, also a craniofacial surgeon who studies bone formation, said while it's unclear exactly how vibration produces these desirable results, it seems linked to the impact of movement on bone health. Vibration mimics the motion bones experience during exercise when muscles are doing the work. The slight bending and unbending of bone triggers remodeling so it can stay strong. One result is production of osteocalcin, a protein essential to bone building, which also signals the pancreas to get ready for food. While this prehistoric relationship is tied to the hunt for food, it doesn't work so well in 21st century living where folks are moving too little and eating too much, Yu said. The constant demand can produce resistance to the insulin required to use glucose as energy.

Additionally, the body tends to hold onto fat for energy and survival, which researchers think is key to the chronic inflammation found in obesity-related type 2 diabetes. The fat itself produces inflammatory factors; the immune system also can misidentify fat as an infection, resulting in even more inflammation but, unfortunately, not eliminating the fat.

The bottom line is an unbalanced immune response: too many aggressors like the immune system SWAT team member Th17 and too few calming regulating factors like FoxP3. Researchers looked in the mouse blood and found vibration produced a 125-fold increase in immune system homeostasis and similar results in the kidney. This included positive movement in other players as well, such as a five-fold reduction in what Yu calls the "nuclear fuel," gammaH2AX, an indicator that something is attacking the body's DNA.

The animal model researchers used has a defect in the receptor for leptin, the satiety hormone, so the mice uncharacteristically overeat. Vibration also significantly reduced the mouse's diabetic symptoms of excessive thirst and diluted urine, resulting from excessive urination. The mice also seemed to like it, Yu said.

Next steps include learning more about how vibration produces such desirable results and large-scale clinical studies to see if they hold true in adolescents.

Prediabetics can avoid type 2 diabetes by making healthy diet changes and increasing physical activity, according to the American Diabetes Association.

Vibration technology was originally developed by the former Soviet Union to try to prevent muscle and bone wasting in cosmonauts. MCG researchers reported in the journal Bone in 2010 that daily whole body vibration may help minimize age-related bone density loss.

Yu and Biomedical Engineer Karl H. Wenger developed the whole-body vibrator used for the animal studies. Study coauthors include Wenger as well as GHSU's Drs. Babak Baban, Sun Hsieh, Mahmood Mozaffari and Mohamad Masoumy.

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Story Source:

The above story is reprinted from materials provided by Georgia Health Sciences University. The original article was written by Toni Baker.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/genes/~3/cjvjK84WkTo/121019141258.htm

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How must we accommodate breastfeeding? ? Business ...

Q. One of our employees is on maternity leave. What are our obligations to accommodate her need to breastfeed when she returns to work?

A. California law requires every employer to provide a reasonable amount of break time to accommodate an employee who wants to express breast milk for her infant child. If possible, the break time should run concurrently with any rest period already provided.

Nonexempt employees must receive at least one 10-minute paid rest period for every four hours worked (or major fraction of four hours). Any break time for lactation purposes that does not run concurrently with the normal rest periods need not be paid.

Employers must also make reasonable efforts to provide a room or other location (other than a toilet stall) in close proximity to the employee?s work area for the employee to express milk in private. The room or location may be the place where the employee normally works if it otherwise satisfies the requirements of the law.

Employers do not have to provide break time for purposes of lactating if doing so would seriously disrupt the employer?s operations.

Violations may result in a $100 civil penalty for each violation.

Like what you've read? ...Republish it and share great business tips!

Attention: Readers, Publishers, Editors, Bloggers, Media, Webmasters and more...

We believe great content should be read and passed around. After all, knowledge IS power. And good business can become great with the right information at their fingertips. If you'd like to share any of the insightful articles on BusinessManagementDaily.com, you may republish or syndicate it without charge.

The only thing we ask is that you keep the article exactly as it was written and formatted. You also need to include an attribution statement and link to the article.

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Source: http://www.businessmanagementdaily.com/32990/how-must-we-accommodate-breastfeeding

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Unemployment rates fall in most U.S. election swing states

NEW YORK (Reuters) - The unemployment rate fell last month in most states considered key to the U.S. presidential election, including Nevada and Colorado, data from the Labor Department showed on Friday.

Overall, regional and state unemployment rates were generally lower in September. Jobless rates fell in 41 states and the District of Columbia in September from August, rose in six and were unchanged in three states.

Compared with last year, jobless rates fell in 44 states and the District of Columbia and rose in six.

The contest between President Barack Obama and Republican challenger Mitt Romney is heating up in states where polls suggest voters are undecided.

The election is on November 6, a little under three weeks.

The national unemployment rate fell to 7.8 percent in September, it lowest since President Obama took office nearly four years ago.

But the slow pace of economic growth and high level of unemployment have been a focal point of the campaigns ahead of the election. Of the eleven states where the polls are currently tight, about half had unemployment rates above the national average.

Nevada, considered to be one of the battlegrounds of the election, had the highest unemployment rate in the country at 11.8 percent, down from 12.1 percent in August. In Colorado, the jobless rate fell to 8 percent in September from 8.2 percent the previous month.

Unemployment fell in eight other such swing states, with North Carolina at 9.6 percent and Wisconsin down to 7.3 percent. Virginia and New Hampshire held steady, while Pennsylvania's jobless rate rose to 8.2 percent from 8.1.

(Reporting by Edward Krudy; Editing by Dan Grebler)

Source: http://news.yahoo.com/unemployment-rates-fall-most-u-election-swing-states-153551094--business.html

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Friday, October 19, 2012

Quick Draw: Boston condos sold in only one day

The curious case of disappearing Boston condos has been on the minds of many this year, especially for buyers who are recognizing the lowest inventory?Boston has witnessed since 2004. Even with an ?8.8% tax increase in 2013?that will affect some ?potential sellers, property owners are choosing to keep their homes to themselves. We can?t blame them considering property values are rising again. Even Boston real estate luxury market sales (sales above $1 million) have increased 25% over last year.

With that being said, it?s clearly a seller?s market in Boston right now. Buyers are having to act fast when finding their dream home or investment. With educated buyers and low inventory, the average days on market as of August was 76 days (compared to 71 days in July which was the lowest in 6 1/2 years). Just when you thought you were playing tug-a-war in today?s real estate market, these popular homes only got one day to play. What a tough life!

141 Dorchester Avenue #1006,?South Boston ? Boston, MA

List Price: 399,000

Sold Price: 399,000

?

Description:?Spacious studio layout with open concept. Bamboo hardwood flooring throughout. Stainless steel appliances and stone counter tops. Modern baths with stone?counter tops? Washer/dryer in unit. One deeded parking spot included! Building amenities include: 24/7 concierge, gym facility, common bike storage, screening room, and outdoor pool terrace with heated lap pool, BBQs, and free WiFi internet.?804?sq. ft. ($496.27/sq. ft.)

See what else is on the market in South Boston right now

?

1576 Commonwealth Avenue #16 ? Brighton, MA

List Price: 135,500

Sold Price: 130,000

?

Description:?Sunny top floor studio in great building in Washington Square Condominiums. Freshly painted, shining hardwood floors, ?separate kitchen and bath.?310?sq. ft. ($419.35/sq. ft.)

See what else is on the market in Brighton right now

?

483 Beacon Street #46, Back Bay ? Boston, MA

List Price: 375,000

Sold Price: 365,000

?

?

Description:?Amazing corner one bedroom on sunny South East corner with high ceilings, hardwood floors (all newly refinished), new windows in living room, and much more. ?Bathroom with granite wall accents and floor. Elevator building, pet friendly.?475?sq. ft. ($768.42/sq. ft.)

See what else is on the market in the Back Bay right now

?

566 Commonwealth Ave. #804,?Kenmore Square ? Boston, MA

List Price: 199,000

Sold Price: 200,000

?

?

Description:?Bright SW facing large renovated STUDIO in a LUXURY ELEVATOR BLDG in revitalized Kenmore Sq. This updated unit is complete with new hard wood floors, central A/C, with a wall of fl to ceiling windows. Peer into FENWAY PARK from your private balcony. Co-op fee includes RE Taxes, 24/hr concierge, blanket bldg mortgage, cable, heat/hot water, extra?interior maintenance, common laundry. Steps away from restaurants, nightlife, movies, the T, The Esplanade and shopping. Dry cleaning service in bldg.?600?sq. ft. ($333.33/sq. ft.)

See what else is on the market in Kenmore/Fenway right now

?

Looking for a deal? Check out Boston Condo?Smart Buys?for this week.? Renting? No worries?The Best Value Rentals?page will do the trick.

?

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Source: http://charlesgaterealty.com/2012/boston-real-estate-facts/quick-draw-boston-condos-sold-in-only-one-day/

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Weight Vest | Compare Hyper Vest Pro to FIT & SXY

weight vest comparison images Weight Vest Comparison of Hyper Vest Pro and FIT & SXYBuying a weight vest can be a difficult decision. Training needs, weight load, max weight capacity and fit add up to make your selection no small task, and unfortunately you can?t ?test drive? a weight vest. We?ve created a simple quiz to help you decide which of our weight vests is best for you!

Answer These Questions

1)? What is the purpose for your weight vest training?

a. Training for overall strength (1 point)

b. Training for overall speed and/or endurance (2 points)

c. Training for weight loss and/or general health improvements (3 points)

d. Rehabilitation, or treatment/prevention of medical conditions like osteoporosis ?(4 points)

2) What are you going to do in the weight vest?

a. Exercises to train speed and/or agility (1 point)

b. Group classes like CrossFit that focus on both Olympic Lifting and HIIT (high intensity interval training) workouts (2 points)

c. Running long distances (5k or more) (3 points)

d. Group classes in a gym or studio, such as Zumba, Cardio Kickboxing, Body Pump, spinning, yoga, etc. ?(4 points)

3) Do you plan to increase the vest weight load over time?

a. YES. I will start low, but plan to add weight as my performance improves. (1 point)

b. YES. But, I won?t be wearing the vest during all workouts so my weight increases will ?be small, i.e. 2-5 lbs. (2 points)

c. NO. I plan on keeping the weight load the same. (3 points)

4)? Do you like buying new and/or fashionable fitness clothing?

a. NO, I am not picky about what I workout in. Colors and brand names don?t influence my purchase decision. (1 point)

b. YES, fashionable workout apparel motivates me to workout. (2 points)

c. YES, absolutely, I like my clothing to make me look great! (3 points)

5)? Are you going to be sharing the weight vest with anyone?

a. NO, the weight vest will be used only by me. (1 point)

b. YES, I will be sharing this with my friends/family/clients/other. (2 points)

?

Add Up Your Points and Choose Your Vest

5 to 10 Points: Hyper Vest? PRO ? Train For Sport

2012 FLO Video Photo Shoot 791 200x300 Weight Vest Comparison of Hyper Vest Pro and FIT & SXYVoted ?Best Weight Vest? by Men?s Health Magazine, and recipient of the American Council of Exercise?s (ACE) highest 5-star rating. The Hyper Vest PRO?s revolutionary design prides itself in weighing you down to step up your performance. This weight vest was specifically created for athletes training for a specific sport or competition. Its patented design stretches horizontally across the chest, providing complete range-of-motion with any exercise. The PRO vest fits snugly to the core, similar to a compression shirt so it won?t bounce, chafe or interfere with your workouts. The material is antimicrobial and wicking, so it won?t retain or smell like sweat.

Whether you?re training for baseball, football, basketball, CrossFit, or tennis, the PRO vest makes your training more challenging, which will transform you into a better, faster, more efficient and responsive athletic machine.?Wear the weight vest during practice and run, lift, carry, and hustle your way to success when it counts?during competition or game time. This weight vest is a better option for users who will not be sharing it with anyone else. To clean the vest we recommend hand washing with a mild soap or detergent and hanging to dry (do not need to remove weights before washing).

The Hyper Vest PRO is available in sizes small-XXL, and each vest comes pre-loaded with 10 lbs. The PRO vest is preferred by athletes who want to increase the weight load over time, and 5 lb. weight vest booster packs are available for purchase on the Hyperwear website. The max weight load of the small vest is 23 lbs., medium 26 lbs., large 34 lbs., XL 46 lbs. and XXL 66 lbs. Unsure of what size vest you are? Find your size on the weight vest sizing chart at the bottom of the page.

?11-18 Points: Hyper Vest FIT and SXY ? Wear For Sport

fit sxy product line 300x75 Weight Vest Comparison of Hyper Vest Pro and FIT & SXY

Need a workout partner that will actually help ?you get?FIT and SXY? Look no further than the Hyper Vest FIT and SXY weight vests. Chic, sleek, comfortable and slim?the Hyper Vests FIT and SXY are the best kind of workout clothing because wearing one will help you burn more calories and slim down! These weight vests are perfect for gym-enthusiasts and runners alike to wear during their favorite sports, activities, or exercise endeavors because of the low weight load. Both the FIT and SXY vests come preloaded with 5 lbs. of weight, which is ideal to wear while running, jogging, walking, yoga, pilates, during group fitness classes, spinning, boot camp, and especially activities/classes that last 45 minutes or longer.

If your goal is weight loss, toning up, or maintaining your already FIT and SXY body, simply adding 5 lbs. will have your muscles working harder and burning more calories and with each movement. Throw on the FIT or SXY vest and your regular workouts will be taken to a new muscle-challenging level.

yoga sxy Weight Vest Comparison of Hyper Vest Pro and FIT & SXY

Choose either the FIT or SXY weight vest over the PRO if you?re not planning on adding more than 2-5 lbs. of weight to the vest, or if you?re planning on sharing. The FIT and SXY vests are easier to wash in the washing machine because the weights in the vest are larger and easier to remove. To clean, simply take out the weights, wash the vest in the washing machine on gentle, tumble dry on low heat, slip the weights back in and you?re ready to go at it all over again!

The Hyper Vest SXY is the first weight vest designed specifically for women with a shapely cut and anatomical design that is comfortable for all shapes and sizes. It also comes in stylish colors never before seen on any type of weight vest! The max weight load for the SXY small is 8 lbs., medium 8.5 lbs., and large 13 lbs. The SXY is available in the following colors and sizes (see the weight vest sizing chart at the bottom of the page if you?re unsure of your size):

The Hyper Vest FIT is the male-friendly version with a crew neck and more masculine design and colors. Both the FIT and SXY vests fit comfortably, and snugly to the body so you won?t have rubbing, bouncing or chaffing. The max weight load for the FIT medium is 10.5 lbs., and large is 18 lbs. If you want to add weigh to your FIT or SXY vest, 2 lb. booster packs are available. The Hyper Vest FIT is available in the following colors and sizes:

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Source: http://www.hyperwear.com/blog/weight-vest-comparison/

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No. 2 Oregon runs over Arizona State 43-21

TEMPE, Ariz. (AP) ? Oregon lost a fumble on its second play, setting up a touchdown and a quick 7-0 deficit.

Cause for concern? Yeah, right.

Arizona State could have scored three quick touchdowns and the Ducks probably wouldn't have been worried.

Shrugging off their early miscue as if it never happened, the second-ranked Ducks ran over Arizona State in an overpowering first half, turning what was supposed to be a duel in the desert into a statement-making 43-21 victory over the Sun Devils on Thursday night.

"They came out and scored, but the one thing I love about this team is that they don't flinch," Oregon coach Chip Kelly said. "We talk about playing a full game and this team bounced back."

Facing its first true road test, Oregon turned one of Arizona State's biggest games in years into another we've-seen-this-before Ducks' rout by running over the Sun Devils in the first half.

The Ducks (7-0, 4-0 Pac-12) had their way against what had been the Pac-12's best defense, racing to a 36-point halftime lead and rushing for 406 yards for their nation-leading 12th straight road victory.

Kenjon Barner got Oregon started with a 71-yard touchdown two plays after Arizona State's opening score, finishing with 143 yards and three touchdowns on 16 carries.

Freshman Marcus Mariota held up in his first game in a hostile environment, running for 135 yards and a touchdown, passing for another score, even catching a TD pass from his backup.

Oregon's defense did its part, too, chasing quarterback Taylor Kelly all night while holding the Sun Devils in check until its reserves gave up a couple of long drives late.

Hoping to move past No. 2 Florida in the BCS standings, the Ducks picked up a big road win against a gritty opponent to open a season 7-0 for the fourth time in school history ? and second in three years.

"We just came out and did what we have to do," said Barner, who eclipsed 100 yards rushing for the third straight game and fourth time this season. "We came out and executed well. We made big plays, plays that we're supposed to make."

Arizona State (5-2, 3-1) got the start it wanted, scoring a touchdown on its first play after Oregon's fumble.

The Sun Devils wilted after that, unable to make up for the early loss of star defensive tackle Will Sutton or find a way to slow down the Ducks as they raced past.

Kelly, the Pac-12's pass efficiency leader, threw two interceptions that set up Oregon touchdowns in the first half and had 93 yards on 10-of-18 passing while running for his life seemingly on every play.

Arizona State's defense, its anchor through the first six games, allowed 454 total yards, including 48 more rushing than it had the previous four games combined.

With a chance to make a statement of their own, the Sun Devils didn't come close.

"We do have a good football team, but we got beat by a really, really good football team tonight," Arizona State coach Todd Graham said. "There's no doubt in my mind, they're one of the best, if not the best team in the country."

Sun Devil Stadium hadn't been the stage for a game like this for some time, maybe back to 2005, when Matt Leinart, Reggie Bush and No. 1 Southern California beat the Sun Devils 38-28.

Oregon had become the standard for success in the West, winning three straight Pac-12 titles, last season's Rose Bowl and earning a trip to the BCS title game the year before that.

The Ducks may be even better this season, again scoring points quickly and in bunches, with an improved defense to go with it.

Arizona State was one of the surprises the first half of the season, winning five games and nearly pulling out a sixth under Graham in his first season.

To swat down the Ducks on national TV would be a big boost to the Sun Devils, a we-have-arrived moment that would turn the spotlight full blast toward the desert.

More than 70,000 fans showed up for this highly anticipated duel, creating a "black out" with their synchronized black shirts.

The Ducks quickly made it look like they were attending a funeral.

Arizona State at least got off to a good start, recovering a fumble by Mariota on Oregon's second play, scoring 7 seconds later on a 28-yard touchdown pass from Kelly to Kevin Ozier.

The game had barely started, but that was about it for the Sun Devils, who lost Sutton for the game and possibly longer to a right knee injury on Mariota's fumble.

Two plays later, Barner ran up the middle, hesitated for a second and raced 71 yards for a touchdown.

Then it was Mariota to Bralon Addison for a 6-yard touchdown. Mariota was on the receiving end for the next score, catching a 2-yard pass from backup Bryan Bennett, who wriggled the ball forward while in the grasp of two defenders.

The first of Kelly's two interceptions, by Boseko Lokombo, set up Barner for a 1-yard scoring run. Mariota then raced up the middle 86 yards for a touchdown, the longest run by a quarterback in school history. Barner scored again on a 1-yard run, again after an interception, this one by Avery Patterson.

Oregon led 43-7 at halftime and had 329 yards rushing, 29 fewer than Arizona State allowed against Colorado, California, Utah and Missouri combined.

"We got hit by a hammer," Graham said.

The Ducks coasted through the second half, resting many of their starters as Arizona State scored two touchdowns.

It didn't matter at that point.

Oregon had done enough during its overpowering first half to beat the Sun Devils for the eighth straight time and keep its head of steam going toward what it hopes is another Pac-12 title, maybe even a BCS title game berth.

Source: http://news.yahoo.com/no-2-oregon-runs-over-arizona-state-43-042907504--spt.html

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